Important Things You Need To Know About Making A Claim

Important Things You Need To Know About Making A Claim blog

Personal injury is defined more commonly as the illness or/and injury that has arisen due to someone else’s negligence, this suffering often gets worse with the progression of time. In order to recover the maximum amount of compensation you deserve for your suffering you must be able to demonstrate a noticeable loss or disruption to your way of life.

If you are looking to pursue a claim for your personal compensation there are a few things you should ensure are met/done to help your claim process go as smoothly as possible, which are as follows:

Your Accident was Due to Someone Else’s Negligence:

If you have been in an accident and it wasn’t your fault, and as a result, you have sustained an injury, then you could be entitled to make a claim for compensation. You are also eligible to claim personal injury compensation if you have suffered psychological trauma from your accident. If you wish to proceed with a personal compensation claim, there are a few guidelines as set out below to help you.

In order to successfully pursue your personal compensation you must ensure that someone else is to blame for your accident; this is usually by an act of negligence but can often be a result of a failure to act. If you’re unsure if you are entitled to make injury claim and would like to discuss your rights with our solicitors, then contact us for free no-obligation guidance.

Time Limit:

If you have been in an accident and someone else is at fault, then you could be entitled to make a claim for your losses. However, once the accident has happened you have three years to claim your compensation, starting from that date.

We understand you may not feel ready to discuss your experiences regarding your accident. Therefore, we can advise, as long as you can answer yes to all of these questions, you could be eligible to make a claim.

  • Did your accident happen due to someone else’s negligence?
  • Did the accident occur in last three years?
  • Have you sustained an injury due to the accident?

Record Essential Accident Details:

You will need to gather a lot of relevant information regarding the driver and the accident, such as:

  • Gaining as much information as you can about the driver, i.e. his/her name, address, phone number, and registration number.
  • Accident details – e.g. Location, time, date, and the description.
  • Independent witnesses details – (if any)
  • Injuries, keep a record of all injuries, traumas, medicines and treatments that are a result of the accident
  • If you’ve involved the police, ensure all information provided by them is kept safe.

Photographic Record:

Photographic evidence can help towards making a successful injury claim.

Try to take photos of:

  • The incident location
  • Take photographs of any factors that may have contributed to the accident – e.g. poorly constructed roads, potholes, footpaths etc.
  • Photos of visible injuries – e.g. bruising, cuts etc.
  • Take as many photographs as you can of the damage caused to your vehicle. Be sure not to only capture your own vehicle, it is also very beneficial to obtain evidence of the other driver’s vehicle
  • Accident footage e.g. dashcam footage – (if possible)

Once you have provided all the information regarding the accident to your solicitor, they will start notifying the other parties by generating a Claim Notification Form, once this has been sent to the other driver’s insurance company the claims procedure has been officially started.

Reporting Road Accident:

Ensure you and the other driver/s involved have exchanged all relevant information, including names, addresses, registrations and contact numbers.

Try to exchange all details at the accident scene. If you are not able to exchange the details at the location or you feel you are not safe, then you must report you situation to the police as early as possible.

Documentation of Losses and Expenses:

Along with the compensation for your injuries, our specialised solicitors will also strive to get you compensated for any other personal losses circumstances; these will vary from case to case but will include:

  • Any loss of income or time you have taken off work
  • Employability, if your capacity has changed and you now have a lack of future job opportunities
  • Additional expenses caused due to the accident – adaptations, travel, future loss of earnings etc.
  • Medical expenses such as appointments, treatment, medicines etc.

Medical Records and Evidences:

It is considered essential to seek medical attention right after the accident to ensure you have received the appropriate treatment and to make sure there is no underlying condition caused.

Your solicitors may have to obtain your medical records depending on the type of injury you have sustained in order to support your claim and strengthen your case, these records may include:

  • A legal medical report – your solicitor will send instructions to a medical expert who will write a medical legal report on your behalf based upon your injuries sustained from the accident
  • Medical records, such as GP and hospital, this will allow your solicitor to recognize any past conditions, treatments or medicines you may have had that is relevant to your injury

Each case is different from another and has its own circumstances; therefore, there is no fixed amount set for the compensation you will receive. Therefore, unfortunately, we can’t tell you at this stage how much compensation you will receive. However, we understand that it’s a factor when you’re thinking about making a claim.

We know that claiming cannot undo what you have been through, but we are on hand to help you set up your claim quickly and hassle-free. Claiming compensation can release some of the stresses your injury has caused. And claiming with us doesn’t need to be financially stressful as we can work on a No Win No Fee basis.

Here at Direct Solicitors, our team of specialised solicitors have over 20 years of experience in helping people who have been affected in an accident. If you want to find out more about making a claim and gain tailored legal advice, then call us today on 08000 250 250.